Are you tired of overpaying and want cheaper insurance rates in Portland, OR? Portland shoppers have many options when shopping for low-cost Subaru BRZ insurance. You can either spend your time calling around to compare prices or utilize the internet to compare rates. There is a right way and a wrong way to find insurance online and we’ll show you the proper way to price shop coverage on a Subaru and obtain the lowest possible price.
If you have a current auto insurance policy or just want cheaper rates, you will benefit by learning to get lower rates without reducing protection. Our objective in writing this article is to help you learn how car insurance companies work and how to save the most money. You just have to know the least time-consuming way to shop their coverage around from many companies at once.
Most major insurance companies allow you to get pricing on the web. Comparing prices online for Subaru BRZ insurance in Portland doesn’t take a lot of time as you simply enter the amount of coverage you want on the page. After the form is submitted, their rating system sends out for your credit score and driving record and returns a price quote based on these and other factors.
This makes comparing rates easy, and it’s also necessary to get many rate quotes if you want to find the best possible rates on auto insurance.
In order to find out what other companies charge, visit the companies below or click here to submit a quote request to multiple companies at once. If you have coverage now, it’s recommended you complete the form with your coverages exactly as they are listed on your policy. Using the same limits helps guarantee you will receive an apples-to-apples comparison based on the exact same insurance coverage.
The companies in the list below have been selected to offer price comparisons in Oregon. To buy cheap car insurance in Portland, it’s highly recommended you click on several of them to get a more complete price comparison.
You may need specialized car insurance coverage
Keep in mind that when it comes to choosing the right insurance coverage, there really isn’t a “best” method to buy coverage. Your situation is unique.
Here are some questions about coverages that may help you determine if your situation may require specific advice.
- When should my teen driver be added to my policy?
- Does my insurance cover damage caused when ticketed for reckless driving?
- If my Subaru BRZ is totaled, can I afford another vehicle?
- Are split liability limits better than a combined single limit?
- What does medical payments cover?
- Why am I required to get a high-risk car insurance policy?
- What exactly is covered by my policy?
- How do I buy GAP insurance?
- Are all vehicle passengers covered by medical payments coverage?
- What are the liability requirements in my state?
If you’re not sure about those questions, you might consider talking to an insurance agent. If you want to speak to an agent in your area, simply complete this short form. It’s fast, free and can provide invaluable advice.
Compare rate quotes but still have a local Portland insurance agent
A small number of people would rather visit with an insurance agent and that is a smart decision Experienced insurance agents are very good at helping people manage risk and give you someone to call. One of the great benefits of comparing insurance prices online is the fact that drivers can get lower prices and still choose a local agent.
To find an agent, once you fill out this short form, the coverage information gets sent to companies in Portland that can give you free Portland auto insurance quotes for your coverage. It simplifies rate comparisons since you won’t have to contact an agency as quotes are delivered to your email. If you have a need to get a rate quote from a specific company, just jump over to their website and give them your coverage information.
Choosing the best insurance company needs to be determined by more than just a cheap price quote. These are some valid questions you should ask.
- Do they have a Better Business Bureau rating in Portland?
- Are they in the agency full-time?
- Do they write coverage based solely on cost?
- Do the coverages you’re quoting properly cover your vehicle?
- Are there any hidden costs in their price quote and does it include driving and credit history?
- How are claims handled?
Auto insurance agents in Portland come in two varieties
If you are searching for a local Portland insurance agent, you need to know there are two types of agencies and how they function. Car insurance agents in Portland may be either independent agents or exclusive agents. Both sell and service car insurance coverage, but it’s worth mentioning the difference in the companies they write for since it can impact the kind of agent you use.
Exclusive Agents
These agents normally can only provide a single company’s rates and examples are Allstate, AAA, Farmers Insurance, and State Farm. Exclusive agents are unable to compare rates from other companies so they really need to provide good service. Exclusive agents receive extensive training on their company’s products which helps offset the inability to provide other markets. Consumers frequently use the same exclusive agent partially due to the brand legacy rather than having low rates.
The following are Portland exclusive agents that can give you comparison quotes.
- Allstate Insurance: Peggy Romero
7825 SE Foster Rd – Portland, OR 97206 – (503) 255-7828 – View Map - Gunnar Olson – State Farm Insurance Agent
107 SE Washington St Ste 143 – Portland, OR 97214 – (503) 230-0216 – View Map - Doug Menely – State Farm Insurance Agent
8606 SE 17th Ave – Portland, OR 97202 – (503) 238-1903 – View Map
Independent Agents
Independent insurance agents can quote rates with many companies so they can quote policies with many different companies and find the cheapest car insurance rates. If they find a cheaper price, your policy is moved internally and you won’t have to switch agencies. When searching for an agent, you will want to include rate quotes from several independent agencies to ensure the widest selection of prices. Most also write with less well-known companies which could offer lower prices.
Listed below are Portland independent agencies who can help you get comparison quotes.
- Matthew K Barnett Agency
3332 N Lombard St – Portland, OR 97217 – (503) 285-2546 – View Map - Cundari Insurance
8309 SW 22nd Ave – Portland, OR 97219 – (503) 292-0075 – View Map - Chamberlain Insurance
7831 SE Stark St #102 – Portland, OR 97215 – (503) 256-1448 – View Map
Oregon auto insurance companies
Insuring your vehicle with the top insurance provider can be rather challenging considering how many companies there are to choose from in Portland. The ranking data in the next section could help you pick which auto insurance companies you want to consider shopping your coverage with.
Top 10 Portland Car Insurance Companies Ranked by Claims Service
- State Farm
- Esurance
- AAA Insurance
- Progressive
- Liberty Mutual
- GEICO
- Allstate
- Titan Insurance
- The Hartford
- Mercury Insurance